Guest Blogger
Budgeting is one of the less interesting factors of business life, but still everyone likes to hear that ching, ching they know they saved. Hoarding money should be at the top of every businessperson’s list.
Successful entrepreneurs such as Rick Cersari of George Foreman grill fame and Brett D. Reizen with Entertainment Benefits Group, LLC, got their starts by finding ways to grow their companies without burning through cash, according to Business Insider. Consider five ways — in addition to protecting your business from identity theft — you can keep money in the bank, where it belongs, as you build your empire.
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Tags: budgeting, cost savings, costs
Robby
I often speak with Indianapolis job seekers personally or in presentations groups. And when I do, I sometimes conduct the following exercise:
“Take out your cellphone and go to the contacts application,” I explain. “Now, scroll through and pick out a name at random.”
I wait a few moments.
“Now, tell me something. Does that person know you are looking for work?”
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Tags: attitude, employment, finding work, job seeker, jobs, jobseeker
Guest Blogger
Even if, you love every minute you spend at your profession, maximizing your productivity over the course of a 40-hour work week is a formidable challenge. Too often, as the week wears on, even the best workers can find their energy flagging. Nonetheless, employers expect consistent output, so find creative ways to stay productive, even on Friday.
Save emails for later in the day
Scott Hanselman, Microsoft’s program manager of development, knows a thing or two about productivity. At a recent SXSW Austin conference, Hanselman counseled listeners to avoid email in the morning and trust that urgent items sitting in your inbox will make it to your desk eventually. Hanselman’s advice makes sense. Perhaps you’re missing a request for a routine report sitting in your inbox. That’s okay if you’re spending your time researching different options that will save your company money month after month. By dedicating the first portion of your day to items that will have lasting impact instead of plowing through your inbox looking to please coworkers and meet demands from the corner office, you can take control of your day instead of letting messages from others control you.
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Guest Blogger
Identity theft is a crippling crime and has been for a long time. It was performed by the fringes of society who wanted to earn a quick buck.
The person sitting next to you may be hatching a plan. The good news is that there are identity-theft protection companies that are taking the initiative to prevent the issue.
Save for Retirement
Imagine that you’ve just opened an account with a bank. You’re making your monthly deposits. Your account is growing and you feel that you’re now setting yourself up for a vibrant retirement.
Wait, Didn’t This Just Happen to Jason Bateman?
Now, imagine getting a phone call from representatives from that bank informing you that your identity has been stolen (this may remind you of that recent movie, “Identity Thief”). As you respond in astonishment, they continue telling you that three bank accounts have been opened in your name, you are the recipient of a new credit card, and your address has been changed to an abandoned house out of state.
It Happened to Someone in Indiana?
Your life has been destroyed. The damage, though partially repairable, has been done. The worst part of this scenario is that it actually happened in Indiana last year, according to Indianapolis Business Journal. A former financial planner carried out this exact scenario and stole the identity of 8,000 people and caused tens of thousands of dollars in damages.
HEA 1101
Indiana residents, you’ll want to remember that.
HEA 1101 is a law that was passed in 2006 to protect you from identity theft. Based on a lengthy string of security breaches and computer robberies, Indiana put HEA 1101 into motion. What does HEA 1101 outline?
It’s Simple, Really
If a security breach occurs to a business located in Indiana — any business — that business’s clients must be notified within a short period of time. This must also happen if there is suspected system breech.
HEA 1101 applies to any business that operates in Indiana, but may not be physically located in Indiana. In addition, 34 states have adopted a similar identity-theft precaution. Businesses utilizing HEA 1101 must comply with those states laws as well, states insideindianabusiness.com.
What Happened in Pennsylvania?
There is a copywriting business located in Pennsylvania. For whatever reason financially or otherwise, its products (newsletters, pamphlets) ship from a distribution center and its payment processing division has an Indiana address. If there is a breach, that copywriting company must immediately notify its clients.
HEA 1101 also has provisions for mass identity breaches. If $250,000 or more in damages is reported, the company must put a notification on their website. The company will then contact local TV networks to broadcast information about the breach.
No Hope … Or is There?
Sounds intimidating, right? It is. Identity-theft protection services suggest monitoring all business activity closely.
- Keep track of all bills, credit card payments, and other financial transactions.
- Email alerts from banks are also helpful. Identity thieves are also known to target inactive businesses.
- For these types of businesses, all records should be checked and filed with the state.
- If the business is not making money any more, the best choice may be to close the doors to prevent any further damage.
Brittany Evans: As a strong supporter of cloud computing in the workplace, Brittany advises all businesses to embrace a future with the cloud.
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Robby
Ever since I moved to Indianapolis, job seekers have been reaching out to me to ask for advice. That’s not because I’m an expert at finding people jobs in Indianapolis. I think it’s because I like to network and like to be helpful. And I’m always happy to review a resume and offer any suggestions. (Read the rest of this post…)
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Allen
I will get back to social media in a minute but first I would like to tell you a story. Recently I was sitting across from a young man in his twenties listening to him discuss a conversation with his boss. After a sort time I thought to myself, if he is relaying this conversation to me accurately, he is about to be fired. He stated that he had wanted to talk with his boss about some challenges with his job. He had been a successful sales person before this position but his sales performance in this position was not improving as rapidly as was expected due to his previous success and experience. He was discussing his challenges with the corporate culture and how it did not fit with him. He was used to much more autonomy and more ongoing relationships with clients. Many of the approaches to the job were not fitting with his preferences of how to sell to people. He was having difficulty finding a common ground between his personality and approach to sales and the approach of his employer. (Read the rest of this post…)
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